Program Only Available to Ontario Residents.

As you will see when you review the sample rates on our web site or when you call for a quote, the rates on the Classic Car Insurance Programs are very low in comparison to regular automobile insurance premiums.

Most people who own Antiques, Classics, Hot Rods and Custom Cars do not drive them as frequently or in the same manner as they do their regular use vehicles. As a result of the reduced usage of Classic cars, we are able to offer enthusiasts significantly lower premiums.

We do however need to have some eligibility rules in place in order to help minimize the risk of claims so that we are able to keep the premiums low. Please review the Eligibility requirements listed below and should you have any questions please do not hesitate to call our office.

Eligibility

  • The automobile is not used for regular transportation.
  • The automobile is not driven to work, or taken to shopping malls, or large 'box type' store parking lots. (The only exception to the shopping mall parking lots would be when an organized car cruise or show is held in a parking lot and the show area has been cordoned off.)
  • The automobile is not used for extended "Non Collector Car Related" family vacations.
  • If the automobile is being presented for the program as an "Unmodified" vehicle, then it should not have any performance or custom modifications.
  • The automobile cannot be equipped with a nitrous oxide or jet fuel based enhanced or propulsion system of any kind.
  • An appraisal is required to establish insured value.
  • All OPERATORS must have held a full "G" level license continuously for the past 10 years.
  • The automobile will NOT be used in any speed tests, racing or off road use of any kind.
  • The automobile will be stored in a private, locked garage when not in use.
  • All drivers must have a good driving record and satisfactory claims history.

Please Note: Information regarding "eligibility" requirements for this program are generalized and always remember that the Standard Ontario Insurance Statutory Conditions apply to any and all automobile policies written in Ontario.

We Offer the LOWEST Antique, Hot Rod and Custom Car Rates in ONTARIO!

(Program Only Available to Ontario Residents.)

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